Tuesday, May 9, 2017

Why I Chose Management Subject?



Why I chose management subject?

I had a difficult time choosing a major in college. With so many options, choosing your major is hard. Firstly i had no idea that i would choose management subject. I graduated from vocational high school, my major was hotel management. At that time i was so confused to choose a college major, should I continue in hotel management or take other majors? So I asked my parents and my teacher major what major is right for me. And then my teacher, Bu Indah suggested economics major to me. She said “It’s up to you what major you will choose, but i recomend don’t take hotel management again because you are only repeating what you already know, you have to learn something new that still connect with hospitality industry such as accounting or management business”. 

Since that day, i tried to find out about accounting and management majors. Is management or accounting major that right for me? In accounting you will study core accounting and finance subjects, complemented with the study of economics and law. In management You will be introduced to the concept of management processes and practices in a global context and develop an understanding of the management theory and its relevance to practice. 

Finally I chose management, with full consideration. Why I chose management instead accounting? I think management seems to be scientific subject of improving people’s thought. Studying for management major allows you to develop a broad understanding of business organisations and provides you with subject-specific knowledge in areas such as markets, customers, finance, operations, communication, information technology and business policy and strategy. And not only training people who are good at earning money, this major helps me control finance, control time, control myself to reach my goals, etc. And now I am in the 8th semester at Gunadarma University with management major.

Monday, May 1, 2017

Artikel Manajemen



If you had $1000 to spend on a new business, what would you spend it on and why?

Let's say that someone gave you $1000 to start a new business with. And they said to you, you can create any business you want, but in 6 months time, I want to get my $1000 back with interest. What would you spend it on and why?

How would you turn that $1000 over by 6 months time? What sort of things would you do (buy) with it to see your money earned back, doubled or even trebled+ in 6 months time?

If you want to earn profit and money in six months then the best thing to do is probably selling something. You don't have enough money to acquire an existing business so you will need to start your own business. If you do for something like a website or app, then it will take too long to build up traffic to earn money with it and your main source of revenue will probably be ads which is not very reliable with just 6 months time to earn $1000 back. Therefore ecommerce is the way to go. Firstly, you need to find cheap supply of products. Then I would use a open source ecommerce software like Magento and customise it to your own needs to save money. Then work on SEO, marketing and do everything yourself and hopefully this will succeed. This is just a suggestion of what I will do. However, starting a business requires a lot of thought and planning so I won't go into too much detail today.

If you had put £10,000 into a good savings account 10 years ago, you would now have £11,361.
After inflation, that means a loss in real terms. Frankly, you would have got better value by blowing it on a holiday. But had you invested that cash in any one of half a dozen different equity income funds, you could have doubled your money. 

In fact, if you had chosen well you could now have brought over £22,000.

The figures come from a study by Hargreaves Lansdown, which tracked the performance of 30 equity income fund managers over the 10-year period from December 2006 to December 2016. Given that the period included the financial crisis, when stock markets crashed, it is quite an achievement. But Britain's best-known fund manager - to those familiar with the industry - is not top of the table. Neil Woodford, who is getting ready to launch his newest fund, comes in at number six.

What is an equity income fund?

  • Equity income funds invest in shares, with the idea of producing an annual income for the investor, paid out of the underlying dividends
  • Funds typically require a minimum investment of £100

  • They are distinct from funds that purely aim to increase the capital value of the investment, known as growth funds

  • However, some of the most successful equity income funds have succeeded in increasing the capital, as well as producing an income or yield

To make it into the study, managers had to have been in the business for at least 10 years.

Top performer was Francis Brooke, pictured above, who runs the Trojan Income Fund. Investing with him would have turned £10,000 into £22,697 over the 10 years. That sum includes £8,000 in capital gains, and £4,000 in income. The figures include charges. His fund is one of the least volatile, and is the only one in the sector not to have cut its dividend in the last decade.

He puts his success down to a rigorous focus on quality, ignoring "market noise" and not chasing returns.
"Our aim is to protect investors' capital, and to increase its value year-on-year. Our approach is conservative, with attention always paid to the downside risk of any investment," he told the BBC.
The study also shows that the country's best-known fund manager, Neil Woodford has not performed quite as well over the last 10 years as his former colleague Mark Barnett.

The two men previously worked together at Invesco Perpetual in Henley-on-Thames, and ever since their relative performances have been closely scrutinised. But while there may be some quiet satisfaction this weekend in the Barnett camp, some experts still favour Woodford. 

"Both have been successful. One has simply been successful over a longer time period," says Laith Khalaf, senior analyst at Hargreaves Lansdown.

"For us that probably means that Woodford edges it over Barnett, but actually they're both very good managers. They're both very good custodians of your money." In just over two weeks' time, Woodford, pictured above, will launch his newest fund, the Income Focus Fund. But unlike his existing Equity Income Fund, which pays investors around 3.6%, this one will aim to pay 5p in the pound during the 2018 calendar year.

However, he points out that the combined returns from the Equity Income Fund - taking both capital gain and income into account - are likely to be bigger than from the Income Focus Fund. Last week he told journalists that 2016 had been a poor year for him, but he was optimistic about the prospects for the new fund. 

"My view is there's more opportunity in the market than I've seen for a long time, and I see a lot of undervalued stocks." As one who has pro-Brexit instincts, he also believes that the current economic forecasts are too pessimistic.

"I think the economy will continue to perform better than people think."

If you do want to invest in an equity income fund, the Hargreaves Lansdown research shows you have to choose carefully. As the chart above indicates, good and even average managers have outperformed the wider market.
 
The average manager has turned £10,000 into £17,796.

However, a poorly performing equity income fund would have returned you only £11,849, scarcely better than putting your cash in the bank. A high interest savings account would have given you just £11,361. In both cases you would have been much better off buying a simple tracker fund. A FTSE All-Share tracker would have grown your money to £16,367.











Friday, April 28, 2017

If Clause



1. Jika saja tadi pagi saya tidak sakit perut, saya kuliah hari ini.
If I had not got stomach ache this morning, I would have attended the class today.
(Tipe 3)

2. Seandainya dulu jokowi tidak terpilih jadi presiden, susi tidak akan menjadi mentri perikanan.
If Jokowi had not chosen to be president, Susi would not have become a Ministry of Fisheries
(Tipe 3)

3. Seandainya tidak makan gorengan, tubuh kita sehat.
If we don’t eat fried food, our bodies healthy.
(Tipe 0)

4. Kalau saja saya punya sayap, saya akan terbang tinggi.
If I had wings, I will fly high.
(Tipe 2)

5. Seandainya kamu jadi bunga, saya jadi kumbangnya.
If you were a flower, i would be a beetle.
(Tipe 2)

6. Kalau saja saya dulu belajar dengan keras, maka kurang dari 6 bulan lagi saya wisuda.
If I had studied hard, I would have graduated less than 6 months.
(Tipe 3)
                                                                                                                                                                                                        
7. Seandainya dulu Hendi tidak mendaftar di Gunadarma, maka hendi tidak akan kenal dengan Ramayana.
If Hendi had not registered at Gunadarma, he would not have known Ramayana.
(Tipe 3)

8. Seandainya saja nanti saya jadi gubernur, saya akan kasih miss Linda apartemen.
If I become a Governor, I will give Miss Linda an apartment.
(Tipe 1)

9. Kalau saja sekarang kuis saya dapat 100, maka saya dapat nilai A.
If I had 100 on my quiz, I would get score A.
(Tipe 2)

10. Kalau saja nanti saya jadi manajer, saya akan menikahi Exaudi.
If I become a Manager, I will marry Exaudi.
(Tipe 1)

11. Kalau saja sekarang saya bawa uang, saya akan teraktir miss Linda.
If I had money, I would treat Miss Linda.
(Tipe 2)

Thursday, March 23, 2017

Subject Verb Agreement

SUBJECT VERB AGREEMENT
1. The elevator  ...  very well.          
a. Work
b. Works*
c. Worked
d. Is work

2. My friends ...  in Bogor.
a. Live*
b. Lives
c. Lived
d. Is Live

3. Four times three divided by two ... six.
a. Is*
b. Are
c. Was
d. Were

4. Everyone ...  done his or her homework.
a. Is
b. Are
c. Has*
d. Have

5. Anybody who ... lost his ticket should report to the desk.
a. Has*
b. Have
c. Had
d. Having

6. There ... seven flowers.
a. Is*
b. Are
c. Was
d. Were

7. The study of the Korean languages ... very interesting.
a. Is*
b. Are
c. Have
d. Were

8. My Brother and I ... watching football  yesterday.
a. Is
b. Are
c. Was
d. Were*

9. Eighty five percents of his answer ... true.
a. Is*
b. Are
c. Have
d. Had

10. One of her dogs ... like meat.
a. Isn’t
b. Aren’t
c. Doesn’t*
d. Don’t

ERROR ANALYSIS
1. If she come (A) I will tell her (B) that you are looking for her (C).
Answer: A (Comes)
The subject is singular “she”, its verb must be following by singular  “comes” . Only the third person singular subject (she, he, it) takes +s ending.

2. A lion have (A) a tail. It runs (B)very fast, and it doesn’t (C) eat fish.
Answer: A (Has)
The subject is singular animal “A lion”, its verb must be following by singular “has”.

3. The Sahara is (A)the largest hot desert, the temperature fall  (B) at night and it is not rain (C) very much.
Answer: B (Falls)
Pronoun that takes place of noun “the temperature” is “It” which is third person singular subject, its verb must be following by singular “falls”. Only the third person singular subject (she, he, it) takes +s ending.

4. I usually (A) helps (B) mother to clean (C)the house.
Answer: B (Help)
The word “I” is singular subject, its verb must be following by singular “help” without +s because “I” is first singular subject not third singular subject which is take +s ending.

5. Sharpee and Brooklyn don’t (A)follow the contest. They doesn’t (B)have preparation.
Answer: B (Don’t)
The subject is plural “they”, its verb must be following by plural “don’t”

6. Nadine cooks (A) well, she follow (B)the cooking course
Answer: B (Follow)
The subject is singular “she”, its verb must be following by singular  “follows” . Only the third person singular subject (she, he, it) takes +s ending.

7. Hadi is (A)a boss, he manage (B) the company
Answer: B (Manages)
The subject is singular “she”, its verb must be following by singular  “comes” . Only the third person singular subject (she, he, it) takes +s ending.

8. She is (A) born in singapore and lived ther until she was (B) sixteen.
Answer: A (was)
The subject is singular “she” in past tense must be following by to be “was”.

9. Ten sentences is  (A) wrong and two sentences are (B) right.
Answer: A (Are)
The subject is plural “Ten sentences” in present tense must be following by to be “are”.

10. My sister and I (A) was (B) cooking fried rice yesterday (C).
Answer: B (Were)
The subject is plural “My sister and I” in past tense must be following by to be “were”.

11. I  think (A) you’re right. If I has (B)a chance, I won’t (C) let it happen.
Answer: B (Have)
Subject “I” must be following by “have” not “has”.

12. Jennie is (A)a nurse, she work (B) at Melania Hospital.
Answer: B (Works)
The subject is singular “she”, its verb must be following by singular  “comes” . Only the third person singular subject (she, he, it) takes +s ending.

13. I like (A)chocolate, he don’t (B).
Answer: B (Doesn’t)
Subject “he” must be following by “doesn’t” not “don’t”

14. My boss always (A) come (B) on time.
Answer: B (Comes)
The subject is singular “he”, its verb must be following by singular  “comes” . Only the third person singular subject (she, he, it) takes +s ending.

15. A cat is (A) hungry, it open (B) the cupboard and gets the fired fish.
Answer: B (Opens)
The subject is singular “it”, its verb must be following by singular  “opens” . Only the third person singular subject (she, he, it) takes +s ending.